Mobile Credit Payment Pte Ltd (MCP) has created this privacy statement in order to demonstrate our firm commitment to upholding your privacy. Please read the following to learn more about our privacy policy.

This privacy policy sets out the practices of MCP in using the information that you provide when you register with us or use the services at the MCP's Website ("Customer Information"). The terms of this policy form a part of and are in addition to the "MCP" Terms and Conditions for Customers ("Terms & Conditions") which govern the rights and obligations of MCP and the Customer in MCP's provision and the Customer's use of the Services. Capitalised terms used herein are as defined in the Terms and Conditions.

Please read this policy carefully. By using the MCP's Website and providing the Customer Information, you consent to our collection and use of the Customer Information in the manner set out in this policy. If you have any questions regarding the use of your information, please contact us at our support@mcpayment.com.

1. Collection of Information

MCP will only collect and use personal data voluntarily and openly provided to this website. Users are able to browse the website without disclosing any personal information. A user of this website may choose to provide MCP Trust with limited personal data as required in order to register for certain services. Once registered, the information will only be used for the specified purpose(s).

From time to time, MCP will utilize the customer contact information (ie., email address which was voluntarily and openly provided to this website) to send the user information about improvements, new features, or important changes in MCP's services. Users may opt-out of receiving future mailings at any time by contacting MCP.

2. Restrictions of Use of Customer Information

MCP shall not use the Customer Information or disclose the same to any party except in circumstances where the Customer Information is required:-

1a. to provide, operate, administer and/or monitor the MCP's System and/or Solution and/or Service and/or Account including and not limited to the verification of the accuracy of the Customer Information;

1b. by those of MCP's suppliers who agree to keep the Customer Information confidential, to the extent that they need such Customer Information to provide their services to MCP and/or the Customer so as to facilitate the provision of the Services to the Customer, including to the third party processor and/or Payment Account Issuer;

1c. to undertake debt tracing or to fraud prevention agencies so that the Customer Information may be made available to other organisations to help prevent fraud or to trace debtors;

1d. to be given to any person to whom MCP transfers its rights and/or duties under this Agreement, and to their insurers, agents, sub-contractors and suppliers (on a strictly need-to-know basis) in advance or after such transfer;

1e. to be so disclosed at the Customer's request or where MCP has obtained the Customer's consent;

1f. for the purpose of seeking advice and counsel from such professional advisers as are under a duty of confidentiality with respect to the same;

1g. to track the pattern of the Customer's activities to analyse market trends and preferences, whether for MCP's internal use or for third parties in a manner which does not personally identify the Customer;

1h. to send the Customer promotional or other materials which Systems@Work believes may be of interest to him (unless notified otherwise by e-mail by the Customer that he does not wish to receive the same); and

1i. for the purposes of complying with any provision of any law, bye-law, rule or regulation or otherwise pursuant to any order, judgment or direction of any court or governmental or quasi-governmental authority.

3. Provision of Information to Third Parties

MCP is committed to providing our clients with a high level of privacy in relation to the personal information that is collected by us online. Personal information supplied by clients and prospective clients will not be released to third parties, except under the following conditions:

Information may be shared with participating partners but this information is limited to what is required to implement services to be provided by other complementary service and technology partners and will only occur with your consent to participate in such services.

To assist MCP's professional advisors regarding matters referred to them concerning the operation of the website.

As required by a court order or any other legal or regulatory requirement.

4. Undertaking of MCP

MCP further represents and undertakes that apart from the use of the Customer Information as described above, it shall not trade in, deal with or exchange any of the Customer Information for money or money's worth or otherwise.

5. Non-Applicability of Policy

To the extent that the Customer makes available the Customer Information to other parties, whether on the MCP's Web-site or other websites, the practices of such other parties or sites will apply. The policies of these third parties may differ from our practices as stated in this policy. The Customer agrees that it shall not hold MCP responsible or liable in any way for the collection or use of the Customer Information by such third parties.

6. Third party websites

MCP is not responsible for the privacy policies of third party websites to which links are provided. The privacy policies on these websites should be reviewed before providing any personal information to these websites.

7. Contacting MCP

Contacting the website If you have any questions about this privacy statement or about our website, we can be contacted at support@mcpayment.com

8. Amendment to Policy

MCP will post any changes to its privacy policy at the MCP's Website so that the Customer can always be aware of the manner and the circumstances in which the Customer Information is used.